Privacy policy | Moneysilk

Moneysilk LLC (“Moneysilk”, “we”, “us”) operates moneysilk.com (the “Site”). This policy explains what information we collect, how we use it, and the choices you have.

1. Information we collect

Information you send us. If you email us, we receive your email address and whatever you include in the message. The Site has no account system and, as built today, no forms that collect personal information and no lead-capture forms.
Information collected automatically. Our hosting provider and content delivery network may log technical data such as IP address, browser type, pages requested and timestamps for security and operations.
Analytics. When you click a button that takes you to a partner or provider site, we record the page you were on (without any query string), which button you clicked and its position on the page, the brand, the destination website name (for example, “www.example.com”) and the time. This click record does not include your IP address, browser details, cookies or any identifier, and it does not include the full link you followed. Our hosting provider (Cloudflare) stores these records on our behalf. We use them only as totals to see which pages and offers readers find useful, and they are kept for about 3 months. We do not sell or share this information.
Calculators. The loan payment estimator runs in your browser. The numbers you type are not sent to us.

2. Cookies and similar technologies

As built today, the Site itself sets no cookies and uses no advertising or third-party tracking scripts. We use a small first-party script that counts clicks on partner and provider links as described in section 1. It does not use cookies or store anything on your device. When you click an affiliate link, the advertiser or its affiliate network may set cookies or use similar technology on their own pages to attribute your visit to us. Those are governed by their policies. You can control cookies in your browser settings.

3. Affiliate links and tracking

Some links on the Site are tracked affiliate links. When you click one, the advertiser or affiliate network receives information such as that the click came from our Site, and your IP address and browser details as part of normal web requests. We may receive reports from them about clicks, applications or approvals in aggregate or tied to a click identifier. We do not receive your application details. See How we make money.

4. How we use information

To operate and secure the Site, respond to your messages, understand how the Site is used, comply with law, and enforce our terms.

We share information with service providers that help us run the Site (hosting, email), when required by law, or in a business transfer. See section 7 on “sale” and “sharing” under state law.

6. Retention and security

We keep personal information only as long as needed for the purposes above or as required by law. We use reasonable safeguards, but no system is completely secure.

7. Your privacy rights (California and other states)

Depending on where you live (for example California under the CCPA/CPRA, and several other states with comprehensive privacy laws), you may have the right to:

Know / access the personal information we hold about you and how we use it;
Delete personal information, with exceptions;
Correct inaccurate personal information;
Opt out of the sale or sharing of personal information, and of targeted advertising or profiling where applicable;
Limit use of sensitive personal information, where applicable;
Not be discriminated against for exercising your rights.

How to make a request: email [email protected] with the subject “Privacy request”. We may need to verify your identity. You may use an authorized agent where the law allows.

This section is being finalized.

You can send an opt-out request to [email protected].

8. Children

The Site is not directed to children under 16 , and we do not knowingly collect their personal information.

9. Third-party sites

Advertiser and other third-party sites have their own privacy practices. Read their policies before sharing information.

10. Changes

We may update this policy. The “Last updated” date above shows the latest revision.

11. Contact

Moneysilk LLC, 15025 Lancaster Hwy, Suite D7, Charlotte, NC. Email: [email protected].